Welcome to your new digital Islamic community bank in the UAE

The app-based platform designed to support your local community thanks to ethical Islamic financial services.

A bank designed for the needs of today’s customers and businesses.

Digital-first banking interface

Offering 24/7 access to your finances through a state-of-the-art financial application offering full access to accounts, cards and a range of services.

Islamic ethical products and services

Abiding by the principles of fairness, transparency, equality, and social responsibility, we offer Shari’ah-compliant banking for the 21st century.

Deeply rooted in the community

Supporting customers and businesses through financial literacy, education and community partnerships.

We Only Do It…

Fast and secure Islamic banking in the UAE without the need for physical documents

Socially responsible banking that supports the local community

Open an account in less than five minutes

Seamless account opening experience integrated with either UAE PASS or Emirates ID.

No shady deals, just halal feels

No hidden fees, no minimum balance or salary requirements when you open Smart or Saving accounts.

Instant money transfers

Send money to loved ones or receive payments straight into your account.

Your Shari’ah-compliant account

We are aligned with Islamic finance principles and our investments are ethical. We share our profits with you and our practices are socially responsible.

How to download the ruya app

The ruya app is available to download from Google Play and App Store. Signing up is easy and quick, and your new Islamic account will be up and running in only a matter of minutes.

Connect with ruya

We share values, prosperity and community spirit. Find out the story behind the UAE’s first digital Islamic community bank.  

Call us

Let’s connect, your voice matters. 

Have questions?

We’ve got the answers here.

Bank with us

Discover our Shari’ah-compliant services to help you meet your financial goals.

Discover our business solutions