Your mobile Islamic bank account in less than 5 minutes!

ruya gives you all the convenience of digital-first, app-based Islamic banking together with the types of services you need to manage your finances on a day-to-day basis:

  • A wide range of banking solutions including current, savings and children’s (minors) accounts
  • No minimum balance or salary requirement or fees on many accounts
  • Quick and easy account set-up in just five minutes with your UAE PASS or Emirates ID
  • Fully Shari'ah-compliant banking
  • Plus all the advantages of Islamic banking - such as ethical investments, shared profits, fair and transparent interactions and community support

Choose your ruya account

Smart

  • Debit card included
  • No minimum balance
  • No average balance
  • No minimum salary
open account

Current

  • Debit card included
  • Cheque Book
  • Minimum salary of AED 3000
  • No minimum balance
Open Account

Savings

  • Debit card included
  • No minimum salary
  • No minimum balance
Open Account

Kids

  • Debit card inlcuded
  • Parental control
  • Remote top-up
  • Online services payment
  • Special offers and discounts
  • No fees or charges
Open Account

How to download the ruya app

The ruya app is available to download from Google Play and App Store. Signing up is easy and quick, and your new Islamic account will be up and running in only a matter of minutes.

Connect with ruya

We share values, prosperity and community spirit. Find out the story behind the UAE’s first digital Islamic community bank.  

LEARN MORE
Call us

Let’s connect, your voice matters. 

CONTACT US
Have questions?

We’ve got the answers here.

FAQ PAGE
Bank with us

Discover our Shari’ah-compliant services to help you meet your financial goals.

LEARN MORE
Discover our business solutions

COMING SOON