-


No wallet? No problem.
Your iPhone is your wallet.

Go ahead, leave your wallet at home. With Apple Pay, you can pay with your ruya card right from your iPhone or Apple Watch.


Pay easily. Pay fast.
Private. Secure. That's Apple Pay.

Apple Pay uses the security features built into your Apple device, including Face ID and Touch ID—which are designed so only you can authorize payments.


Save time, check out faster.
Paying online and in-app just got easier.

With Apple Pay, there’s no need to manually fill in all of your payment details. Just look for at checkout.

Add your ruya card. Just like that. 

iPhone and Apple Watch
Open Apple Wallet on your iPhone and tap the plus sign (+) to get started. You also have the option to add your card to any paired Apple Watch.

All products
To get started, open Apple Wallet on your iPhone or Apple Watch, or select Wallet & Apple Pay in System Preferences on your iPad or Mac.

When starting from the partner app
To get started, open your bank app and follow the instructions.

Pay with just a tap.

In-store
With iPhone, double-click the side or Home button, authenticate with Face ID, Touch ID, or your passcode, then hold your device near the reader to pay.
With Apple Watch, just double-click the side button, then hold your device near the reader to finish your purchase.

Online or in-app
When purchasing online or in-app, tap the button, confirm your billing and shipping information, then authenticate with Face ID, Touch ID, or your passcode.

Use it at your favorite shops.

Physical
You can now pay with your ruya card anywhere you see or the symbol at checkout, it’s easy with Apple Pay.

Online
You can now pay with your ruya card anywhere you see online or in your favorite apps, it’s easy with Apple Pay.

Both
You can now pay with your ruya card anywhere you see in-store, online, or in your favorite apps, it’s easy with Apple Pay.

FAQ

How do I use Apple Pay?
In-store
With iPhone, double-click the side or Home button, authenticate with Face ID, Touch ID, or your passcode, then hold your device near the reader to pay.

With Apple Watch, just double-click the side button, then hold your device near the reader to finish your purchase.

Online or in-app
When purchasing online or in-app, tap the button, confirm your billing and shipping information, then authenticate with Face ID, Touch ID, or your passcode
How secure is Apple Pay?
Apple Pay uses the security features built into your Apple device, including Face ID and Touch ID—which are designed so only you can authorize payments.
How do I set up Apple Pay?
All products
To get started, open Apple Wallet on your iPhone or Apple Watch, or select Wallet & Apple Pay in System Preferences on your iPad or Mac.

When starting from the partner app
To get started, open your bank app and follow the instructions.
Previous slide
Next slide

How to download the ruya app

The ruya app is available to download from Google Play and App Store. Signing up is easy and quick, and your new Islamic account will be up and running in only a matter of minutes.

Connect with ruya

We share values, prosperity and community spirit. Find out the story behind the UAE’s first digital Islamic community bank.  

Call us

Let’s connect, your voice matters. 

Have questions?

We’ve got the answers here.

Bank with us

Discover our Shari’ah-compliant services to help you meet your financial goals.

Business Banking

Empower Your Business with ethical and innovative banking solutions.