Earn returns while keeping your investments Shari’ah-compliant.
With ruya’s Wakala Deposit, your idle business funds are invested in Shari’ah-compliant investments with the aim of generating competitive returns.
You’ll have clear visibility on the deposit tenure and expected profit rates, while monitoring actual performance in real time through our digital platform. Stay in control of your cash reserves and grow your business wealth with confidence and transparency.


100% adherence to Islamic banking principles, providing ethical financial solutions.

Choose from multiple investment periods that suit your needs.

Manage and monitor your deposits through digital banking.
| Tenor | Expected Profit Rate Per Annum |
|---|---|
| 1 month | 3.65% |
| 3 month | 3.75% |
| 6 months | 3.50% |
| 12 months | 3.50% |
| Deposit Amount | Payment |
|---|---|
| Min. amount AED 5,000 Up to AED 5,000,000 | At maturity |
Frequently Asked Questions