key benefits
Go ahead, leave your wallet at home. With Apple Pay, you can pay with your ruya card right from your iPhone or Apple Watch.
Apple Pay uses the security features built into your Apple device, including Face ID and Touch ID—which are designed so only you can authorize payments.
With Apple Pay, information like your name and address automatically populate at checkout. Now paying is faster than ever.
Easy Activation
Open Apple Wallet on your iPhone and tap the plus sign (+) to get started. You also have the option to add your card to any paired Apple Watch.
To get started, open Apple Wallet on your iPhone or Apple Watch, or select Wallet & Apple Pay in System Preferences on your iPad or Mac.
To get started, open your bank app and follow the instructions.
How to add your ruya card to Apple Pay
In-store
With iPhone, double-click the side or Home button, authenticate with Face ID, Touch ID, or your passcode, then hold your device near the reader to pay.
With Apple Watch, just double-click the side button, then hold your device near the reader to finish your purchase.
Online or in-app
When purchasing online or in-app, tap the button, confirm your billing and 
shipping information, then authenticate with Face ID, Touch ID, or your passcode
Use it at your favorite shops.
Physical
You can now pay with your ruya card anywhere you see 
or the 
symbol at checkout—it's easy with Apple Pay.
How to Pay
When purchasing online or in-app, tap the button, confirm your billing and shipping information, then authenticate with Face ID, Touch ID, or your passcode.
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Download App
Fast and secure Islamic banking in the UAE without the need for physical documents. The ruya bank app is available to download from the Play store and App Store.
Download App:
Real-time fund transfers between accounts
Offering 24/7 access to your Finance
Digital-first banking interface
