ruya bank
Ruya

Apple Pay

Go ahead, leave your wallet at home. With Apple Pay, you can pay with your ruya card right from your iPhone or Apple Watch.

key benefits

The convenience of your mobile phone

No wallet? No problem. Your iPhone is your wallet.

Go ahead, leave your wallet at home. With Apple Pay, you can pay with your ruya card right from your iPhone or Apple Watch.

Pay easily. Pay fast. Private. Secure. That's Apple Pay.

Apple Pay uses the security features built into your Apple device, including Face ID and Touch ID—which are designed so only you can authorize payments.

Save time, check out faster.
Paying online and in-app just got easier.

Apple Pay uses the security features built into your Apple device, including Face ID and Touch ID—which are designed so only you can authorize payments.

easy activation

Add your ruya card. Just like that. 

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iPhone and Apple Watch

iPhone and Apple Watch

Open Apple Wallet on your iPhone and tap the plus sign (+) to get started. You also have the option to add your card to any paired Apple Watch.

All products

All products

To get started, open Apple Wallet on your iPhone or Apple Watch, or select Wallet & Apple Pay in System Preferences on your iPad or Mac.

When starting from the partner app

When starting from the partner app

To get started, open your bank app and follow the instructions.

How to Pay

Pay with just a tap.

In-Store

In-Store

To open a Ruya Kids Account, a parent must provide valid ID, proof of guardianship, and the child’s birth certificate or Emirates ID.

Online or in-app

Online or in-app

To open a Ruya Kids Account, a parent must provide valid ID, proof of guardianship, and the child’s birth certificate or Emirates ID.

Use it at your favorite shops.

Tap and pay instantly in stores

You can now pay with your ruya card anywhere you see  or the  symbol at checkout, it’s easy with Apple Pay.

Payment

Shop anywhere
with one click

You can now pay with your ruya card anywhere you see  online or in your favorite apps, it’s easy with Apple Pay.

Payment

Pay your way anytime, anywhere

You can now pay with your ruya card anywhere you see  in-store, online, or in your favorite apps, it’s easy with Apple Pay.

Payment

Frequently ask questions

Your questions answered

Download App

Seamless & instant digital sign up

How to download the ruya app

Fast and secure Islamic banking in the UAE without the need for physical documents. The ruya bank app is available to download from the Play store and App Store.

How to download the ruya app
  • Real-time fund transfers between accountsReal-time fund transfers between accounts
  • Offering 24/7 access to your FinanceOffering 24/7 access to your Finance
  • Digital-first banking interfaceDigital-first banking interface