At ruya, WE ONLY DO IT if it means supporting your financial well-being. … And that goes for everyone!
Based on Mudaraba, ruya’s Kids Savings Account help you nurture your child’s financial security as well as empower young ones with the essential habit of saving money. ruya’s Kid’s account offers double the expected profit rate of any of our accounts and, with your guidance, will encourage saving and responsible financial behaviors from an early age.
For more information, download the app today or contact us at 800ruya.
Expected profit rates of 1.21% p.a. ( rate as of Q3 2025)
Debit card in the child’s name
Full parental control for safety, monitoring and security
Remote top-up through the digital-first ruya app.
No minimum balance or hidden fees
Shari'ah compliant ensuring transparency and ethical banking
If you’re not already a ruya customer, you’ll first need to complete our simple onboarding process before opening a Minor Account.
You can open a kids account (Minor) - Legal Guardians or Father of the child, If UAE National - Minor's Emirates ID.
If you are an Expat - You will need your child's passport with Visa Copy/Birth Certificate
