logo
Latest Blogs

Mudaraba Deposit

A Mudaraba Deposit allows you to earn returns based on the performance of underlying assets, giving you the opportunity to grow your wealth ethically and transparently.

Invest ethically with our Shariah-compliant partnership solutions.

Maximise your savings with ruya’s Shari’ah-compliant Mudaraba Investment Deposit. Designed to help you earn more, the longer your tenure, the higher your returns.

Profits are generated and shared from a common Mudaraba pool, a joint investment partnership between depositors and shareholders, ensuring ethical and transparent profit distribution.

Image

Mudaraba Deposit key benefits

icon

Flexibility

Flexible tenor of 1,3,6 and 12 months to suit you needs

icon

Reliable Growth

Helps you earn more, the longer your tenure, the higher your returns

icon

Shari’ah-compliant

Ensuring ethical and transparent expected profit rate distribution.

Eligibility Criteria

Eligibility

An Active ruya account

If you’re not already a ruya customer, you’ll first need to complete our simple onboarding process before opening an Investment deposit account.

Eligibility

A minimum deposit of AED 5,000

Minimum Deposit requirement

Deposit AmountPayment 
Min. amount AED 5,000 Up to AED 5,000,000Paid Quarterly

Frequently Asked Questions

Your questions answered

Mudaraba Deposit Documentation

Key Facts Statements

Mudaraba Deposit - EN and AR

Download PDFicon

Internal Shari’ah Supervision

Approved by the Internal Shari’ah Supervision Committee

Download PDFicon

Terms and Conditions

Mudaraba Deposit - EN and AR

Download PDFicon