HAVE BIG DREAMS?
LET'S BRING THEM TO LIFE
With ruya's easy, flexible and ethical Shari'ah-compliant finance, your dreams are within reach.
Achieve Your Goals with Shari'ah-Compliant Personal Finance
our Shari'ah compliant Personal Finance solution has you covered.
Features Include:
- Shari’ah Compliant: 100% adherence to Islamic banking principles, providing ethical financial solutions.
- Quick and easy: Apply instantly with a fast, hassle-free digital journey through the ruya App.
- Transparency: Know what to expect with our calculator in the ruya app
Eligibility Criteria:
- Minimum salary is AED 5,000
- Minimum age at time of application should be 21 years
- Maximum age at time of completion of finance tenor should be:
- For UAE Nationals 65 years
- For Expatriates 60 years
Required Documents:
- Valid Passport and Emirates ID
- Salary Certificate or Payslips for 3 months
- Salary transfer letter with end of service benefit from employer
- Last 3 months bank statement (if required)
- Additional income details (if required)
At ruya we are digital-first, but not digital-only so our customer service team will be available to assist you at any stage.
How to download the ruya app
The ruya app is available to download from Google Play and App Store. Signing up is easy and quick, and your new Islamic account will be up and running in only a matter of minutes.
Connect with ruya
We share values, prosperity and community spirit. Find out the story behind the UAE’s first digital Islamic community bank.
Bank with us
Discover our Shari’ah-compliant services to help you meet your financial goals.
