Your mobile Islamic bank account in less than 5 minutes!

ruya gives you all the convenience of digital-first, app-based Islamic banking together with the types of services you need to manage your finances on a day-to-day basis:

Choose your ruya account


  • Debit card included
  • No minimum balance
  • No average balance
  • No minimum salary


  • Debit card included
  • Cheque Book
  • Minimum salary of AED 3000
  • No minimum balance


  • Debit card included
  • No minimum salary
  • No minimum balance


  • Debit card inlcuded
  • Parental control
  • Remote top-up
  • Online services payment
  • Special offers and discounts
  • No fees or charges

How to download the ruya app

The ruya app is available to download from Google Play and App Store. Signing up is easy and quick, and your new Islamic account will be up and running in only a matter of minutes.

Connect with ruya

We share values, prosperity and community spirit. Find out the story behind the UAE’s first digital Islamic community bank.  

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