Business
Banking

No shady deals, just halal feels

No hidden fees, no minimum balance or salary requirements when you open Smart or Saving accounts.

Instant money transfers

Send money to loved ones or receive payments straight into your account.

Your Shari’ah-compliant account

We are aligned with Islamic finance principles and our investments are ethical. We share our profits with you and our practices are socially responsible.

How to download the ruya app

The ruya app is available to download from Google Play and App Store. Signing up is easy and quick, and your new Islamic account will be up and running in only a matter of minutes.

Connect with ruya

We share values, prosperity and community spirit. Find out the story behind the UAE’s first digital Islamic community bank.  

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Have questions?

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Bank with us

Discover our Shari’ah-compliant services to help you meet your financial goals.

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